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GUIDE

Pay Your Qeda Invoice with Mobile Money.

No international bank card? Learn how to use the Qeda Prepaid Wallet to pay for your cloud infrastructure with Mobile Money.

Chidi Okonkwo
Chidi OkonkwoBilling & Payments Lead · Qeda Cloud
Mobile MoneyPrepaid WalletPayment
3 min read

You have just deployed your application on Qeda Cloud — it's running, your URL is online, everything is going well. Then comes the time to pay for your cloud usage, and that's where the problem starts: your provider asks for an international bank card.

But you already have money in your Mobile Money account. Why should you need an international card just to pay for your cloud? With Qeda, you can use a Prepaid Wallet and top it up with local payment methods — depending on your country, that can mean Wave, Orange Money, MTN, Moov, or stablecoins.

In this guide, we will see how to use your Qeda Wallet to pay for your cloud usage simply.

How does payment work on Qeda?

Qeda works with a Prepaid Wallet system: you top up your Wallet, your balance becomes available, and your Qeda resources draw from it as you use them — no international bank card invoice to wait for. You add credit with a payment method available locally, then that credit is used for your Qeda consumption.

Before you start

You simply need:

  • your Qeda Cloud account
  • a Qeda Wallet
  • a Mobile Money payment method available in your environment
  • enough balance to cover your usage

If you have just created your account, also make sure it has been verified by OTP.

Open your Qeda Dashboard

Log in to your Qeda Dashboard. Your Billing & Payments page helps you quickly understand your situation: your available balance in the My Credit Balance card, your current month's consumption and what it's projected to reach, your completed operations in the invoice history, and information related to your payments — so you always know: how much do I have left for my infrastructure?

The Billing & Payments page: your available balance next to what you've used this month.

Top up your Wallet

If your balance is insufficient, choose the option to top up your Wallet. Qeda shows you the payment methods available for your environment, grouped by type — Mobile Money and Card — plus any method you've already saved, so you can reuse it in one tap. Depending on your country, you may find options such as Wave, Orange Money, MTN, or Moov: simply choose the one you usually use.

The payment method picker, grouped by Mobile Money and Card.

Choose the amount

Enter the amount you want to add to your Wallet.

The amount step, right after picking a payment method.

The amount obviously depends on your needs. For a small personal project, you can start with a reasonable amount and increase your balance as your usage grows. For a production application, simply make sure you keep enough credit to avoid a service interruption.

Confirm with your Mobile Money

Once the payment method is selected, follow the instructions shown by Qeda — you'll be redirected to a secure hosted payment page to confirm the transaction with your operator. The flow may ask you to:

  1. select your operator
  2. enter the required information
  3. confirm the transaction
  4. validate the payment from your Mobile Money service

Once the payment is confirmed, your Qeda Wallet is credited.

Check your new balance

Go back to your Dashboard: your new balance should appear in your Wallet, and you can continue using your Qeda services normally — your consumption is then deducted from your balance according to what your application, database, and other resources actually use.

What if you already have a Qeda invoice?

If your account has an invoice or an amount to pay, use your Wallet to cover it, following the workflow shown in your Dashboard. The principle remains the same: you fund your Wallet with your local payment method, then your balance is used to pay for your Qeda usage — no need to look for an international bank card just to pay for your infrastructure.

Why use Mobile Money for your cloud?

For many developers and small businesses in Africa, Mobile Money is already part of everyday life — you use it to send money, receive payments, pay for services, and manage your business. Being able to use it for your cloud infrastructure as well removes another layer of friction: you do not need to create an international payment setup just to host your application. The cloud can use the payment methods you already use.

Keep an eye on your balance

A good habit is to check your Wallet regularly, especially for an application that runs continuously. If your balance reaches 0 FCFA, Qeda's Safety Auto-Stop may stop the affected resources — this mechanism helps prevent continuous usage from generating costs when your balance is empty. For a production application, keep enough credit available and top up when needed, or set up Auto Top-Up from your Billing page so Qeda recharges your Wallet automatically once it drops below a threshold you choose.

Conclusion

Paying for cloud infrastructure should not require an international bank card. With the Qeda Prepaid Wallet, you can top up your account with local payment methods such as Wave, Orange Money, MTN, or Moov, depending on the options available in your environment. You top up, you deploy, you build.

Ready to top up your Wallet?

Pay with Wave, Orange Money, MTN, or Moov — no international card needed.